Tradier vs Ally Invest Comparison: Fees, Features, and More (2026)

Tradier and Ally Invest are two leading discount brokerages offering commission-free stock and ETF trading. Use this head-to-head comparison table to evaluate fees, features, trading tools, and account options to help you decide which broker is right for you in 2026.

Head-to-Head Comparison: Tradier vs Ally Invest (2026)
Feature Tradier Ally Invest
Website https://tradier.com/ https://www.ally.com/invest/
Broker Type API/Discount Discount (online self-directed brokerage)
Trading: Stock & ETF? Yes Yes
ETF & Stock commission $0.35/trade Lite; $0 Pro/Pro Plus $0 eligible US stocks/ETFs ($2+); $4.95 + $0.01/share if <$2
Fractional Shares? No No
Percent Allocations? No No
Crypto Trading? No No
Crypto Fees Not applicable N/A
Options Trading? Yes Yes
Options Fee $0.35/contract Lite; $0 Pro; $0.10 Pro Plus (index options) $0 commission + $0.50 per contract
Bond Trading Available? No Yes
Receives payment for order flow (PFOF)? Yes Yes
Interface: Web trading? Yes Yes
Desktop trading? Yes; Tradier Desktop No
API Trading? Yes; Tradier Brokerage API No
Mutual Funds: Offered? Yes Yes
Total Mutual Funds Not publicly stated Thousands (500+ fund families)
NTF Mutual Funds Not publicly stated Over 5,400
Non-NTF Fund Fee $30 transaction; $10 NTF ticket $0 (no-load); fund loads otherwise
Early Redemption Fee? Varies by fund Yes (no Ally fee)
Redemption Hold (Days) Fund-specific Varies by fund (prospectus); no Ally broker hold period listed
Early Redemption Fee Fund-specific Fund-specific (often 0–2%); Ally $0 for no-load sales
Accounts: Margin Accounts? Yes Yes ($2,000 minimum equity required)
IRAs Offered? Yes; Traditional and Roth Yes (Traditional/Roth/Rollover at Invest; SEP at Ally Bank)
HSAs Offered? No No
Money Market Sweep? No Yes (Apex FDIC bank sweep; 0% interest)
CDs Offered? No Yes (brokered CDs; $24.95 per transaction)
Robo-Advisor: Offered No Yes
Robo-Advisor Service None Robo Portfolios
Robo-Advisor Fees Not applicable 0% cash-enhanced (30% cash buffer) or 0.30% market-focused; ETF expenses extra
Basics: Headquarters Charlotte, NC Charlotte, NC
Year Founded 2012 2017
Clearing Firm Apex Clearing Inc. Apex Clearing Corporation
Local Branches? No No
New Account Minimum $0

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