SoFi Invest: Fees, Features, and More (2025)

SoFi Invest focuses on streamlined, mobile‑first investing with a few standout features: fractional‑share trading for easy diversification, integrated cryptocurrency access at a 1.25 % transaction fee, and a no‑fee robo‑advisor that automates portfolios for as little as 0 %–0.25 % in management costs. The platform supports IRAs, margin accounts, and a large lineup of no‑transaction‑fee mutual funds, all with no minimum deposit required.

Detailed feature breakdown for SoFi Invest brokerage (2025)
Feature
Website https://www.sofi.com/invest/
Broker Type Discount
Trading: Stock & ETF? Yes
ETF & Stock commission No fee
Fractional Shares? Yes
Percent Allocations? No
Crypto Trading? Yes
Crypto Fees 1.25%
Options Trading? No
Options Fee not applicable
Bond Trading Available? No
Pays for Order Flow (PFOF)? Yes
Interface: Web trading? Yes
Desktop trading? No
API Trading? No
Mutual Funds: Offered? No
Total Mutual Funds Over 6,000
NTF Mutual Funds Over 6,000
Non-NTF Fund Fee not applicable
Early Redemption Fee? not applicable
Redemption Hold (Days) not applicable
Early Redemption Fee not applicable
Accounts: Margin Accounts? Yes
IRAs Offered? Yes
HSAs Offered? No
Money Market Sweep? No
CDs Offered? Yes
Robo-Advisor: Offered Yes
Robo-Advisor Service SoFi Automated Investing
Robo-Advisor Fes 0.00% to 0.25%
Basics: Headquarters San Francisco, CA
Year Founded 2011
Clearing Firm Apex Clearing
Local Branches? No
New Account Minimum $0

Once you’ve chosen a broker, find high-performing, investable model portfolios at RecipeInvesting.com


Compare SoFi Invest to All Brokers