Stash vs Firstrade Comparison: Fees, Features, and More (2026)

Stash and Firstrade are two leading discount brokerages offering commission-free stock and ETF trading. Use this head-to-head comparison table to evaluate fees, features, trading tools, and account options to help you decide which broker is right for you in 2026.


Head-to-Head Comparison: Stash vs Firstrade (2026)
Feature Stash Firstrade
Website https://www.stash.com/ https://www.firstrade.com/
Broker Type Subscription-based digital brokerage Discount (self-directed online brokerage)
Trading: Stock & ETF? Yes Yes
ETF & Stock commission $0 trade commission; $12/month subscription plan $0 online ($19.95 broker-assisted)
Fractional Shares? Yes Yes (most U.S. stocks/ETFs; $5 min)
Percent Allocations? No No
Crypto Trading? No (crypto ETFs only) No
Crypto Fees Not applicable N/A
Options Trading? No Yes
Options Fee Not applicable $0 commission and $0/contract; plus pass-through ORF (~$0.02/contract from Jul 2026) and SEC sell fees
Bond Trading Available? No Yes (web only; net yield basis/markup)
Receives payment for order flow (PFOF)? Yes Yes
Interface: Web trading? Yes Yes
Desktop trading? No No
API Trading? No No
Mutual Funds: Offered? No Yes
Total Mutual Funds None 11,000+
NTF Mutual Funds None 11,000+
Non-NTF Fund Fee Not applicable $0 online; $19.95 broker-assisted (no-load)
Early Redemption Fee? Not applicable No ($19.95 if held <90 days)
Redemption Hold (Days) Not applicable 90 days
Early Redemption Fee Not applicable $19.95
Accounts: Margin Accounts? No Yes (approval; $2,000 min assets; not IRAs/custodial/ESA)
IRAs Offered? Yes; Traditional and Roth Yes (Traditional, Roth, SEP, SIMPLE, Rollover)
HSAs Offered? No No
Money Market Sweep? Yes; Apex FDIC-insured sweep Yes (FDIC sweep via Apex; 0.15%; not margin/SIMPLE IRA/ESA)
CDs Offered? No Yes (primary $30; secondary net yield)
Robo-Advisor: Offered Yes No
Robo-Advisor Service Smart Portfolio N/A
Robo-Advisor Fees $12/month plan; 0.25% of managed balance quarterly (>= $1,000) N/A
Basics: Headquarters New York, NY Flushing, NY
Year Founded 2015 1985
Clearing Firm Apex Clearing Apex Clearing Corporation
Local Branches? No Yes (Flushing, NY HQ office, Mon-Fri 10am-4pm ET); no nationwide network
New Account Minimum $0

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