Stash: Fees, Features, and More (2026)
Stash centers on simplified, goal‑based investing with an emphasis on fractional shares and integrated banking‑style rewards. Investors can buy stock or ETF slices, add cryptocurrency exposure at a 0.99 % fee, and automate portfolios through the Smart Portfolio robo‑advisor (0.25 – 1.00 % management fee). While options, bonds, and mutual funds are absent—and margin is not supported—Stash aims to streamline wealth‑building by combining basic trading tools, IRAs, and cash‑style perks with no minimum to open an account.
| Feature | |
|---|---|
| Website | https://www.stash.com/ |
| Broker Type | Subscription-based digital brokerage |
| Trading: Stock & ETF? | Yes |
| ETF & Stock commission | $0 trade commission; $12/month subscription plan |
| Fractional Shares? | Yes |
| Percent Allocations? | No |
| Crypto Trading? | No (crypto ETFs only) |
| Crypto Fees | Not applicable |
| Options Trading? | No |
| Options Fee | Not applicable |
| Bond Trading Available? | No |
| Receives payment for order flow (PFOF)? | Yes |
| Interface: Web trading? | Yes |
| Desktop trading? | No |
| API Trading? | No |
| Mutual Funds: Offered? | No |
| Total Mutual Funds | None |
| NTF Mutual Funds | None |
| Non-NTF Fund Fee | Not applicable |
| Early Redemption Fee? | Not applicable |
| Redemption Hold (Days) | Not applicable |
| Early Redemption Fee | Not applicable |
| Accounts: Margin Accounts? | No |
| IRAs Offered? | Yes; Traditional and Roth |
| HSAs Offered? | No |
| Money Market Sweep? | Yes; Apex FDIC-insured sweep |
| CDs Offered? | No |
| Robo-Advisor: Offered | Yes |
| Robo-Advisor Service | Smart Portfolio |
| Robo-Advisor Fees | $12/month plan; 0.25% of managed balance quarterly (>= $1,000) |
| Basics: Headquarters | New York, NY |
| Year Founded | 2015 |
| Clearing Firm | Apex Clearing |
| Local Branches? | No |
| New Account Minimum |
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