Stash: Fees, Features, and More (2026)

Stash centers on simplified, goal‑based investing with an emphasis on fractional shares and integrated banking‑style rewards. Investors can buy stock or ETF slices, add cryptocurrency exposure at a 0.99 % fee, and automate portfolios through the Smart Portfolio robo‑advisor (0.25 – 1.00 % management fee). While options, bonds, and mutual funds are absent—and margin is not supported—Stash aims to streamline wealth‑building by combining basic trading tools, IRAs, and cash‑style perks with no minimum to open an account.


Detailed feature breakdown for Stash brokerage (2026)
Feature
Website https://www.stash.com/
Broker Type Subscription-based digital brokerage
Trading: Stock & ETF? Yes
ETF & Stock commission $0 trade commission; $12/month subscription plan
Fractional Shares? Yes
Percent Allocations? No
Crypto Trading? No (crypto ETFs only)
Crypto Fees Not applicable
Options Trading? No
Options Fee Not applicable
Bond Trading Available? No
Receives payment for order flow (PFOF)? Yes
Interface: Web trading? Yes
Desktop trading? No
API Trading? No
Mutual Funds: Offered? No
Total Mutual Funds None
NTF Mutual Funds None
Non-NTF Fund Fee Not applicable
Early Redemption Fee? Not applicable
Redemption Hold (Days) Not applicable
Early Redemption Fee Not applicable
Accounts: Margin Accounts? No
IRAs Offered? Yes; Traditional and Roth
HSAs Offered? No
Money Market Sweep? Yes; Apex FDIC-insured sweep
CDs Offered? No
Robo-Advisor: Offered Yes
Robo-Advisor Service Smart Portfolio
Robo-Advisor Fees $12/month plan; 0.25% of managed balance quarterly (>= $1,000)
Basics: Headquarters New York, NY
Year Founded 2015
Clearing Firm Apex Clearing
Local Branches? No
New Account Minimum

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