Firstrade vs Stash Comparison: Fees, Features, and More (2026)

Firstrade and Stash are two leading discount brokerages offering commission-free stock and ETF trading. Use this head-to-head comparison table to evaluate fees, features, trading tools, and account options to help you decide which broker is right for you in 2026.


Head-to-Head Comparison: Firstrade vs Stash (2026)
Feature Firstrade Stash
Website https://www.firstrade.com/ https://www.stash.com/
Broker Type Discount (self-directed online brokerage) Subscription-based digital brokerage
Trading: Stock & ETF? Yes Yes
ETF & Stock commission $0 online ($19.95 broker-assisted) $0 trade commission; $12/month subscription plan
Fractional Shares? Yes (most U.S. stocks/ETFs; $5 min) Yes
Percent Allocations? No No
Crypto Trading? No No (crypto ETFs only)
Crypto Fees N/A Not applicable
Options Trading? Yes No
Options Fee $0 commission and $0/contract; plus pass-through ORF (~$0.02/contract from Jul 2026) and SEC sell fees Not applicable
Bond Trading Available? Yes (web only; net yield basis/markup) No
Receives payment for order flow (PFOF)? Yes Yes
Interface: Web trading? Yes Yes
Desktop trading? No No
API Trading? No No
Mutual Funds: Offered? Yes No
Total Mutual Funds 11,000+ None
NTF Mutual Funds 11,000+ None
Non-NTF Fund Fee $0 online; $19.95 broker-assisted (no-load) Not applicable
Early Redemption Fee? No ($19.95 if held <90 days) Not applicable
Redemption Hold (Days) 90 days Not applicable
Early Redemption Fee $19.95 Not applicable
Accounts: Margin Accounts? Yes (approval; $2,000 min assets; not IRAs/custodial/ESA) No
IRAs Offered? Yes (Traditional, Roth, SEP, SIMPLE, Rollover) Yes; Traditional and Roth
HSAs Offered? No No
Money Market Sweep? Yes (FDIC sweep via Apex; 0.15%; not margin/SIMPLE IRA/ESA) Yes; Apex FDIC-insured sweep
CDs Offered? Yes (primary $30; secondary net yield) No
Robo-Advisor: Offered No Yes
Robo-Advisor Service N/A Smart Portfolio
Robo-Advisor Fees N/A $12/month plan; 0.25% of managed balance quarterly (>= $1,000)
Basics: Headquarters Flushing, NY New York, NY
Year Founded 1985 2015
Clearing Firm Apex Clearing Corporation Apex Clearing
Local Branches? Yes (Flushing, NY HQ office, Mon-Fri 10am-4pm ET); no nationwide network No
New Account Minimum $0

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