Tradier vs M1 Finance Comparison: Fees, Features, and More (2025)

Tradier and M1 Finance are two leading discount brokerages offering commission-free stock and ETF trading. Use this head-to-head comparison table to evaluate fees, features, trading tools, and account options to help you decide which broker is right for you in 2025.

Head-to-Head Comparison: Tradier vs M1 Finance (2025)
Feature Tradier M1 Finance
Website https://tradier.com/ https://www.m1finance.com/
Broker Type API-Only Discount
Trading: Stock & ETF? Yes Yes
ETF & Stock commission No fee No fee
Fractional Shares? No Yes
Percent Allocations? No Yes; M1 Pies
Crypto Trading? No No
Crypto Fees not applicable not applicable
Options Trading? Yes No
Options Fee 35 cents not applicable
Bond Trading Available? No No
Pays for Order Flow (PFOF)? Yes Yes
Interface: Web trading? No Yes
Desktop trading? No No
API Trading? Yes; Tradier API No
Mutual Funds: Offered? No No
Total Mutual Funds None None
NTF Mutual Funds None None
Non-NTF Fund Fee not applicable not applicable
Early Redemption Fee? not applicable not applicable
Redemption Hold (Days) not applicable not applicable
Early Redemption Fee not applicable not applicable
Accounts: Margin Accounts? Yes Yes
IRAs Offered? Yes Yes
HSAs Offered? No No
Money Market Sweep? No No
CDs Offered? No Yes
Robo-Advisor: Offered No Yes
Robo-Advisor Service none none
Robo-Advisor Fes not applicable not applicable
Basics: Headquarters Charlotte, NC Chicago, IL
Year Founded 2012 2015
Clearing Firm Apex Clearing Apex Clearing
Local Branches? No No
New Account Minimum $0 $100

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