SoFi Invest vs Stash Comparison: Fees, Features, and More (2025)

SoFi Invest and Stash are two leading discount brokerages offering commission-free stock and ETF trading. Use this head-to-head comparison table to evaluate fees, features, trading tools, and account options to help you decide which broker is right for you in 2025.

Head-to-Head Comparison: SoFi Invest vs Stash (2025)
Feature SoFi Invest Stash
Website https://www.sofi.com/invest/ https://www.stash.com/
Broker Type Discount Saving/Reward
Trading: Stock & ETF? Yes Yes
ETF & Stock commission No fee No fee
Fractional Shares? Yes Yes
Percent Allocations? No No
Crypto Trading? Yes Yes
Crypto Fees 1.25% 0.99%
Options Trading? No No
Options Fee not applicable not applicable
Bond Trading Available? No No
Pays for Order Flow (PFOF)? Yes Yes
Interface: Web trading? Yes Yes
Desktop trading? No No
API Trading? No No
Mutual Funds: Offered? No No
Total Mutual Funds Over 6,000 None
NTF Mutual Funds Over 6,000 None
Non-NTF Fund Fee not applicable not applicable
Early Redemption Fee? not applicable not applicable
Redemption Hold (Days) not applicable not applicable
Early Redemption Fee not applicable not applicable
Accounts: Margin Accounts? Yes No
IRAs Offered? Yes Yes
HSAs Offered? No No
Money Market Sweep? No No
CDs Offered? Yes Yes
Robo-Advisor: Offered Yes Yes
Robo-Advisor Service SoFi Automated Investing Smart Portfolio
Robo-Advisor Fes 0.00% to 0.25% 0.25% to 1.00%
Basics: Headquarters San Francisco, CA New York, NY
Year Founded 2011 2015
Clearing Firm Apex Clearing Apex Clearing
Local Branches? No No
New Account Minimum $0 $0

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