M1 Finance vs Tradier Comparison: Fees, Features, and More (2025)

M1 Finance and Tradier are two leading discount brokerages offering commission-free stock and ETF trading. Use this head-to-head comparison table to evaluate fees, features, trading tools, and account options to help you decide which broker is right for you in 2025.

Head-to-Head Comparison: M1 Finance vs Tradier (2025)
Feature M1 Finance Tradier
Website https://www.m1finance.com/ https://tradier.com/
Broker Type Discount API-Only
Trading: Stock & ETF? Yes Yes
ETF & Stock commission No fee No fee
Fractional Shares? Yes No
Percent Allocations? Yes; M1 Pies No
Crypto Trading? No No
Crypto Fees not applicable not applicable
Options Trading? No Yes
Options Fee not applicable 35 cents
Bond Trading Available? No No
Pays for Order Flow (PFOF)? Yes Yes
Interface: Web trading? Yes No
Desktop trading? No No
API Trading? No Yes; Tradier API
Mutual Funds: Offered? No No
Total Mutual Funds None None
NTF Mutual Funds None None
Non-NTF Fund Fee not applicable not applicable
Early Redemption Fee? not applicable not applicable
Redemption Hold (Days) not applicable not applicable
Early Redemption Fee not applicable not applicable
Accounts: Margin Accounts? Yes Yes
IRAs Offered? Yes Yes
HSAs Offered? No No
Money Market Sweep? No No
CDs Offered? Yes No
Robo-Advisor: Offered Yes No
Robo-Advisor Service none none
Robo-Advisor Fes not applicable not applicable
Basics: Headquarters Chicago, IL Charlotte, NC
Year Founded 2015 2012
Clearing Firm Apex Clearing Apex Clearing
Local Branches? No No
New Account Minimum $100 $0

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