Charles Schwab vs Tradier Comparison: Fees, Features, and More (2025)

Charles Schwab and Tradier are two leading discount brokerages offering commission-free stock and ETF trading. Use this head-to-head comparison table to evaluate fees, features, trading tools, and account options to help you decide which broker is right for you in 2025.

Head-to-Head Comparison: Charles Schwab vs Tradier (2025)
Feature Charles Schwab Tradier
Website https://www.schwab.com/ https://tradier.com/
Broker Type Full-Service API-Only
Trading: Stock & ETF? Yes Yes
ETF & Stock commission No fee No fee
Fractional Shares? No No
Percent Allocations? No No
Crypto Trading? No No
Crypto Fees not applicable not applicable
Options Trading? Yes Yes
Options Fee 65 cents 35 cents
Bond Trading Available? Yes No
Pays for Order Flow (PFOF)? Yes Yes
Interface: Web trading? Yes No
Desktop trading? Yes; thinkorswim and StreetSmart Edge No
API Trading? No Yes; Tradier API
Mutual Funds: Offered? Yes No
Total Mutual Funds Over 10,000 None
NTF Mutual Funds Over 4,000 None
Non-NTF Fund Fee $74.95 not applicable
Early Redemption Fee? Yes not applicable
Redemption Hold (Days) 90 days not applicable
Early Redemption Fee $49.95 not applicable
Accounts: Margin Accounts? Yes Yes
IRAs Offered? Yes Yes
HSAs Offered? Yes, through other providers No
Money Market Sweep? No No
CDs Offered? Yes No
Robo-Advisor: Offered Yes No
Robo-Advisor Service Schwab Intelligent Portfolios none
Robo-Advisor Fes 0.00% to 0.30% not applicable
Basics: Headquarters San Francisco, CA Charlotte, NC
Year Founded 1971 2012
Clearing Firm Charles Schwab & Co., Inc. Apex Clearing
Local Branches? Yes, about 400 locations No
New Account Minimum $0 $0

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